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ruthdelacruz | Travel and Lifestyle Blog

Ruth dela Cruz is a travel and lifestyle blogger in the Philippines. She loves writing about her travels. Drop her a note at admin@ruthdelacruz.com. The internet knew her as @ruthilicious.

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December 10, 2019

My Tips and Tricks to Make the Most of My Shopping Budget this 12.12


My Tips and Tricks to Make the Most of My Shopping Budget this 12.12

December 12 is in a few days. And it seems that this day no longer appear as any ordinary day, but a special shopping event - especially online.

I admit that I splurge on the things that I love and of value for me - like skin care, gadgets and
experiences. But I still try to be a responsible shopper but making sure I don't go broke, and that I get the most from my spending.



I am sharing with you tips and tricks on how I make the most out of my shopping budget.



1. Before I shop or buy something, I calculate its price and how many hours I need to work before I could buy it. Say, a lipstick tube costs around Php 1,000. I would calculate how many hours I need to work (or in a freelancer's case, what kind of output I need to produce), in order for me to have the power to purchase the item. If I feel that it is worth it, I buy it.

2. Days before the 12.12 event, I list down all the  "needs" that I need to buy - this includes essentials like toiletries, skincare, and food supplies. Sometimes, buying these items online (especially on sale) can even save me time and transportation expenses.

3. I do my research on price points for big purchases. I do check and compare prices prior to the sale event so I would know which ones have the best deals. I recently purchased an external drive in a
physical store (out of urgent need as I was flying out). I know that the online store offers discounted prices but I had to consider timing and delivery fees.

My Tips and Tricks to Make the Most of My Shopping Budget this 12.12

I am currently in Fukuoka where we got to explore different malls and stores. Before flying out, I made ure that I loaded my PayMaya with credits so I can easily pay for my 12.12 purchases with ease - and even earn cashback. I may be abroad for vacation, but I am still looking out for items online because the deals offered by PayMaya are just too good to miss!



PayMaya is a mobile payment account you can get instantly by downloading the PayMaya app via App Store or Google Play, buying the physical card or signing up via Messenger. By using PayMaya, you cando the following:


  • Shop online &; in-store
  • Buy gaming pins
  • Get real-time SMS notification for ev ery transaction
  • Check real-time tracking of transactions
  • Buy prepaid load
  • Send mone
  • Pay bills
  • Pay via QR

My Tips and Tricks to Make the Most of My Shopping Budget this 12.12


 Just in time for 12.12, PayMaya is offering awesome perks when you shop online (and offline) using
your virtual or physical card


⭕ Get 1%, 10%, or 100% cashback when you purchase at least P500 worth of gifts online or instores using your PayMaya virtual or physical card.
 Get a fixed, one-time cashback of P150 when you accumulate P5,000 worth of transactions with your PayMaya virtual or physical card
⭕ Get a 30% off, max P150, of your Lazada purchase when you redeem the collectible PayMaya voucher from the Lazada app. This is applicable for a min spend of P500. 

If unlike me, you’re currently in Manila and planning to visit your favorite malls and boutiques for some holiday shopping, #ScanToPay via PayMaya QR for your purchases to enjoy these awesome deals:

Get 1%, 10%, or 100% cashback when you #ScanToPay via PayMaya QR with a min of P100 for you in-store purchases. Maximum amount for cashback per user is P500.
⭕ Get a fixed, one-time cashback of P150 when you accumulate P5,000 worth of transactions with your PayMaya QR.
⭕Get two chances of enjoying up to 100% cashback  when you #ScanToPay via PayMaya QR thisweekend (Dec. 14-15). The min. purchase for this is P100 and the max cashback per user is P500.
⭕Get a chance to win one of the 11 iPhone 11 units  being given away at Robinsons Departmen store. All you have to do is #ScanToPay via PayMaya QR, and spend a min of P100 for one raffle.


I really love using PayMaya because aside from the cashbacks, I also get to enjoy deals and discounts
that allow me to save more. With cash, I only get what I pay for, but with PayMaya, I get that plus extra funds for my shopping. I am excited to shop for the people I love - as I get to enjoy more cashbacks and deals.

You too can enjoy these awesome rewards! Just simply sign up on PayMaya and use my code:

RUTHPAYMAYA 
to get P50 on your account instantly!
Kaya basta shopping this holiday season, don’t pay cash! PayMaya!
Visit paymaya.com/deals for more details about PayMaya’s awesome offers.

My Tips and Tricks to Make the Most of My Shopping Budget this 12.12


What are your shopping tips and tricks?
Follow https://www.facebook.com/PayMayaOfficial/ for more information on deals and discounts. 
Don't pay cash, PayMaya!