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ruthdelacruz

travel & lifestyle blog by ruth dela cruz

Tag: Finance

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Smart Ways to Spend Your Year-End Bonus

October 30, 2014

What do you do the moment you receive your bonus (be it an incentive or 13th, or 14th month pay)? When I was still receiving bonuses, everything went to my savings account. It is a joy for me to see the figures in my savings account increased little by little. It is the same system that […]

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Tips on How to Manage Your Credit Cards (and How to Get Pre-Approved Credit Cards)

June 30, 2013

I was doing (yet again) another major room clean-up, when I saw these envelopes and pre-approved credit cards. The ironies of life – there are people I know who are earning more than I am but are always turned down by credit card companies while the regular worker like me get these pre-approved credit cards […]

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About Me
About Me

Hello, I am Ruth. This is a personal blog where I write about my travels, little adventures, and current fave things.

For business proposals and love letters, emal me [email protected].

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Latest Travel Posts

How to Apply for a Korean Visa in the Philippines – Credit Card Promo Simplified Application

BTS Locations in Seoul | Things to Do in Korea for BTS ARMY

Where to Stay in Baguio | Azalea Hotel & Residences Baguio

Japan Visa Application | Sample Cover Letter for Multiple-Entry Visa Application

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